I thought I had the system beat: I’d unfreeze my credit while most normal people were asleep. I’m a bit of a night owl, so on September 18, 2017, I jumped onto the Equifax site at 2AM. Maybe it was just me, but I suspect that tens of thousands of other people also experienced the same thing (actually, I’m just Googling around and I now see a report on CNN where they couldn’t get through either). I picked up the phone to unfreeze my credit, and the number returned a busy signal. It would time out before it could complete my request to temporarily unfreeze my credit. On Friday, September 15, 2017, the Equifax website was slow and unreachable. You enter all of your info just to see an unhelpful message which reads: “We are currently unable to service your request. The Equifax website, which worked fine months ago, is not working.
If this happened to you in June 2017, please see my article about my identity theft and see if we share anything in common. I documented the applications used, cards applied for and also the cities and states where my identity was stolen. I wonder if anyone else’s identity was compromised at the same time. The breach wasn’t announced for months after it happened, and that is about when my identity theft began. While I am sitting here typing this, something just clicked in my head. I just recently became all too familiar with this as I began recently seeing people applying for credit cards in my name all over the country. To freeze or unfreeze it, you have to call in or visit the Equifax website, and enter your pin. Please refer to the actual policies for terms, conditions and exclusions of coverage.If your data was breached at Equifax, welcome to the club! After the breach, you’ve likely taken steps to freeze your credit at Equifax, or possibly at Experian and Transunion as well. The description herein is a summary and intended for information purposes only and does not include all terms, conditions and exclusions of the policies described. However, if you are a resident of Quebec and are redeeming a code, this feature will be included in your Product. For residents of Quebec, this feature is not available for new product purchases. Identity theft insurance is underwritten by American Bankers Insurance Company of Florida or its affiliates. You can also receive this Equifax credit score by mail, by phone or in person directly from Equifax Canada. Please keep in mind third parties may use a different score when evaluating your creditworthiness and will consider items other than your credit score, such as information on your credit file and information you provide in your application for credit. While this score is similar to scores usually communicated to lenders who request it, it is being provided to you for your own educational use. The Equifax credit score provided under the offers described herein a proprietary credit model developed by Equifax Canada and provided to you via the myEquifax platform by Equifax Consumers Services LLC (“ECS”), a U.S. There are many different credit scores provided by different companies that are used to help predict how likely you are to pay your bills on time. You may cancel at any time however, we do not provide partial month refunds. We will immediately charge your card the price stated and will charge the card the price stated for each month you continue your subscription. We will require you to provide your payment information when you sign up.
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